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PDF: Foreclosure Prevention

Download 13 times Source: www.com.state.oh.us // Topic: Foreclosure File Size: 22.11 kb // Total of Page: 1 Page(s) Last download by Redgirl Last download on: 9 months ago Share this info: Sample of page (click to enlarge) Short Desciption: Pre-Foreclosure Short Sale You may be permitted to sell the property for less ... This sale will damage your credit less than an actual foreclosure. ... Content Inside: Foreclosure Prevention "Work Out" Resolutions Before you fall behind in your mortgage payments, call your lender or the company servicing your loan as soon as possible and explain your circumstances. Dont procrastinate! Lenders are much more willing to work with borrowers who contact them than those who do not. Since foreclosures involve time and expense for the lender, many lenders have options available to "work out" resolutions with borrowers. Although you have no legal right to insist that the lender modify a mortgage loan agreement to fit your changed financial circumstances, remember that mortgage servicers would much rather modify your loan than go through the effort and expense of foreclosure. Generally, a "work out" resolution involves resuming payments and arranging to pay the past-due amount over a short period of time. Sometimes, lenders will allow a "loan modification" which might lower your interest rate or extend the final due date of your loan